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About Portland observer. (Portland, Or.) 1970-current | View Entire Issue (May 8, 1991)
May 8, 1991 -The Portland Observer -Page 7 Real Estate Reference Manual Offered Oregon Real Estate Commissioner Morelia Larsen, Administrator of the Oregon Real Estate Agency, announced that the Agency is offering a new edi tion of its widely used reference book, the Oregon Real Estate Manual., The Manual has been written en tirely by Agency staff lo insure that the content reflects the policies and inter pretations of the Real Estate Agency, which is responsible for the administra tion of programs, the regulation of real estate licensees and the enforcement of laws as enacted by the Legislature. It has been sixteen years since the last Manual was produced. The Oregon Real Estate Manual is designed to be used as a handy resource by practicing licensees as well as being a study tool for new applicants prepar ing for the license examinations. The material has been organized to progress from the basic to the more complex. Part I deals with issues that are funda mental to most transactions such as W e can h e lp y o u Fix u p y o u r h o m e Green Weatherization Ideas Left lo Right Jo» Taylor, Don Graves Highsmilh, Ana Daffin, Tauheed Sodruddm, Manager J.C. Cowan, Glenda Beveridge, Sieve Busk, Spence Sweet, Fred Merchant Not pictured Elizabeth Descamp, Don Price Meet our staff at the Portland Development Commission’s Home Repair Loan Program. If you need money to fix up your home, we're the folks to see. Depending on your income, you may qualify to borrow up to $12,500 for home improvements at 0%, 3% or 6% interest - maybe the best rates in town. Your chances of qualifying for one of these loans is good if: • you own the home you are now living in • your home needs city-approved repairs or improvements • your household’s annual income falls below a certain level The loan program has been expanded to include these eligible neighborhoods: King, Vernon, Humboldt, Boise, Elliot, Woodlawn, Piedmont, Sabin, Concordia and West Clinton. If you'd like to know if you qualify for one of these loans, call PDC weekdays, 8:00 a.m. to 5:00 p.m , at 823-3400. We’ll answer any questions you may have. City funds are limited for this program so call today to begin enjoying the benefits of your home repairs. roc PORTLAND DEVELOPMENT COMMISSION PDC is the City's agency for urban renewal, housing and economic development. The home repair loan program is federally funded by Community Development Block Grants from the U.S. Department of Housing and Urban Development U NTOhUAVENUE< frßLÄSS<CGMPANY< tsr EQUAL HOUSING OPPORTUNITY Biographical Information Gerald M. (Jerry) Chase Jefferson High School - 1966 to 1968 Beaverton High School - Class of 1970 Harvard University - Class of 1974 University of Oregon Law School - Class of 1977 Associate with the law firm of Lindstedt & Buono from 1978 to 1980 CHASE A WEIL 240 Willamette Block 722 S W Second Avenue Portland, Oregon 97204 LORRAINE HLAVINKA Weatherization comes in many man-made varieties such as insulation, double-paned windows, and caulking materials. But people can also better weatherize their homes by using re sources offered by nature. According to Portland General Electric Co. (PGE), certain types of trees can shield homes from hot sun in the summer and let solar heat through in the winter. The trees that work best are deciduous trees, or trees that lose their leaves in the winter time (ie: maple and oak trees). Planted in key locations around a home - primarily on the south and west sides - these types of trees can markedly reduce cooling needs in the summer. And running fewer fans and air conditioners saves energy and money. Be sure to consult your local nursery for the best tree selection and planting instructions. And be sure not to plant directly beneath power lines or dignearan under ground line. If you’re uncertain of underground line locations, call your local PGE office. Contact: Roxanne Bailey, Pub lic Information Representative, 464- 8466. We want the Homes that need Painting and Insulation Attention, homeowners in this area will be given the opportunity of having new Premium Vinyl Siding by Alcoa applied to their homes with optional decorative work at a very low cost. This amazing new product has captured the interest of homeowners throughout the United States who ate fed up with constant painting and other maintenance costs. It will last for the lifetime of the home and provides full summer and winter in sulation, as well as f ir e protection. Our new product can be used over every type of home including frame, concrete’ block, stucco, etc. It comes in a choice of colors and is now going to be introduced in your m arket Your home can be a show place in you vicinity. Let us explain this low cost program to you, especially designed for your area. WE HAVE EXCELLENT FINANCING NO DOWN PAYMENT REQUIRED MAIL TODAY ___________________ his time installing the sheetrock. Port land Public School’s Home Repair Training Program (HRTP) was upped to perform repairs to the roof, kitchen, bathroom and rear porch. The HRTP students complete several home repair projects each year using federal funds from the Bureau of Community Devel opment and, in the process, gain school credit and valuable on -the-job experi ence. PDC’s loan enabled the exterior of the home to be painted, extensive exte rior carpentry, repair of all doors and windows, as well as bringing the plumb ing and electrical systems up to code. Ms. Lewis obuined a new furnace through Northwest Natural Gas. All repairs to the home are scheduled to be finished by the end of August 1991. PDC’s Home Repair Loan Pro gram provides low-interest loans to eligible homeowners in targeted neigh borhoods. Homeowners can qualify for the program if they meet income guide lines, own their home, and need city- approved repairs or improvements. For more information about the program conuct PDC’s Eastside Housing office weekdays, 8 a.m. to 5 p.m., at 823- 3400. 10 N.E. Graham Portland. OR 97212 ATTORNEY at law Robert Hamilton 936-1680 (5 0 3 ) 294-1414 PCC’s Project Independence Grads Honored WANTED! Janice Lewis this summer will realize a couple of long deferred dreams. For the first time she will have a home of her own when she moves into a newly rehabilitated house in North east Portland that, but for a low-interest home repair loan from the Portland Development Commission (PDC), would have been demolished. More importantly, perhaps, she will be saving a family heritage. The house had originally belonged to her grand parents. After her grandparents died, the house deteriorated. Janice and her parents were unable to keep up the maintenance demanded by the 1912 vintage house. Attempts to sell the home met with failure. The vacant, vandalized house soon became the object of neighborhood com plaints about drugs and gang activity and it was eventually slated to be con demned by the City. Ms. Lewis worked with a PDC rehabilitation Specialist who helped rally a true “ team effort” to accomplish the herculean tasks ahead. A local building supply house donated damaged sheet- rock and patching material and a builder, unemployed at the time, volunteered GERALD M CHASE Storm Doors and Windows PhOHG 249-5886 City’s Home Repair Loan Program Unlocks A Dream P ic k - u p & D e liv e r y S e r v ic e All Types of Auto Plate and Window Glass Woman Owned ences to licensing and regulation of real estate appraisers. This new law estab lishes an appraiser board within the Office of the Secretary o f Slate. The Manual is available at the Agency’s office in Salem at 158-12th Street NE. The cost is $20 if purchased in the office; copies are mailed first class for an additional $6 each. The Oregon Real Estate Agency has the responsibility of regulating tra ditional real estate practices by nearly 20,000 licensees as well as the respon sibility for licensing and regulating escrow agents, property managers, those who deal in time shares sales; and to oversee the creation and sale of condo miniums, subdivisions and campgrounds. The Agency examines, every year, over 4,000 individuals seeking real estate license. Both the number of licensees and the number of applicants have stead ily increased in the last two years, both groups growing by 12 % and 36% re spectively. MOVE-OUT Private practice since 1981, concentrating in the areas of personal injury; workers’ compensation, domestic relations; wills and estates Free initial consultations 4709 N E MLK Jr. Blvd Portland, Oregon 97211 contracts, listings, earnest money agree ments and closings. Part II goes beyond the elementary to cover such topics as farms and ranches, subdivisions, con dominiums, auctions and exchanging. The manual includes 22 chapters, a copy o f ORS 696, “ Real Estate and Escrow Activities” which is admini stered by the Agency, an index to ORS 696, several appendices, a glossary, and a quick reference index. The three ring binder, 8 1/2" by 11", with easy to read print, includes plastic-coated tabs that list the chapter title and number. The design of the Manual will, at minimum cost, accommodate the sub stitution of single pages or complete chapters to reflect changes in the law, rules, or as a result of court decisions. This will be by subsciption and the Manual comes with a card explaining this service. With the passage of HB 2627, signed into law by governor Roberts in early April, one of the first changes will be to eliminate the refer Portland Community College’s Project Independence announces a commencement ceremony for those students now graduating from two- and four-year colleges and universities Fri day, May 17,1:30 p.m., at Terrell Hall. Room 122, Cascade Campus, 705 N. Killingsworth. Featured speakers are Congress man Ron Wyden, U.S. House of Repre sentatives for Oregon’s 3rd district, and Daniel Moriarty, PCC president The goal of Project Independ ence is to help women in transition become self supporting. The four-year- old program works with single parents and displaced homemakers and offers a five-week life skills seminar. At Proj ect Independence students have an opportunity to assess and develop their personal skills, take assertiveness train ing, receive a job readiness assessment and job information interview opportu nities. Two program graduates who arc completing degree studies from Port land State University and Portland Community College, respectively, are Jennifer Kreigh and Deborah Nowlen, Portland residents who have both over come difficult barriers in order to suc ceed and complete their studies. For more information on the program or the graduates, please ask for Terri Greenfield, Project Independ ence coordinator, Portland Community College, 244-6111, ext. 5249. Fix up that spare room! Brand new Thick cut pile Carpet with built in cushion Regular price $38 per sq. yd. Our price $6.99 per sq. yd. or Like new carpet tile $2.00 sq. yd. Magic Carpet 2716 NE Martin Luther King, Jr. Portland, Oregon 97212 (503)-288-0878 S pring H ouse P ainting S ale Interior & Exterior Reasonable Rates Call NOW for Free Estimate 720-7277 (Didgital Pager) 273-6406 Licensed • Bonded • Insured Lie # 72846